TOP 2 VACATION SAVINGS CLUBS

Let’ face it. Vacations for a lot of people mean a huge credit card bill. Instead of procrastinating or putting the vacation off until you “have enough saved,” why not start putting money aside 9-12 months in advance for a fab vacation? Vacation clubs are accounts in which you can put money aside little by little toward a vacation. Once it accumulates to the sum you feel necessary, you can withdraw it and take that much needed trip. Most offer the option of making automatic monthly or weekly deposits . Think about how far 9 - 12 months of adding $20, $50, or $100 here or there could go.

Tip: Once you decided on opening a vacation club make your payments automatic. Start with an amount that is cushy - meaning you don’t notice the difference in your bank account. KEEP YOUR HAND OUT OF THE COOKIE JAR! Commit to this process and I promise you’ll have an amazing vacation without having to swipe a credit card.

TOP 2 VACATION CLUB PICKS:

  1. TD BANK

  2. Smarty Pig - what I love about Smarty Pig is that you can set different goals by labeling each goal. I personally use this as my annual vacation club savings.

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